Of all the various types of wage attachments administer, creditor garnishments are the most concerning in terms of financial liability for your organization, the garnishee. Creditor attorneys are quick to act on all loopholes available to them, through state laws, to file a judgment against the garnishee and collect their debt now, rather than never being able to collect through the garnishment. A debtor’s earnings do not always support garnishment, or they may have 10 garnishments in line.

Creditor garnishments are very time consuming; at the very least a response must be given when the garnishment is received and some states require answers or interrogatories be sent with every check. Employers attempts to short cut these processes can backfire, and lead to further time spent on the tasks, or fighting motions for judgments for failure to comply with state law.

These problems and issues are compounded by the fact that garnishment laws differ from federal law in most states. This webinar will focus on those differences and provide up to date information for your use. Conducted by noted author and speaker Amy Bryant, this webinar will:

•Identify states and the laws which provide greater wage protection to all debtors or to debtors with children living in the home, or to debtors who are head of household
•Provide a list of states that substitute federal minimum wage with state minimum wage for calculation of the statutory exemption and why those states are able to use SMW instead of FMW
•Identify those states that have withholding limits which differ from the federal 25% of disposable earnings
•Share examples demonstrating how differences in laws affect the amount that may be garnishment
•Offer tips and laws for handling multiple garnishments or garnishments with other wage attachments; including priority requirements
•Provide suggestions for handling multiple garnishments in those states where the garnishment expires after a specific number of days
•Explain when to begin withholding
•Detail when to remit funds and why some states require money be held until further notice
•Review the importance of completing and returning answers and interrogatories
•Examine fees that an employer may collect, with caution as to how those can be collected, while avoiding possible DOL consequences

Voluntary Wage Assignments are confusing to employers especially since some Payday Loan Companies have been using unscrupulous methods to collect on defaulted loans. Learn:

•Which state “requires” employers to accept a wage assignment
•Why most employers do not accept assignments unless required to do so
•Information about attempts made to collect on payday loans and law suits filed by state and federal governmental agencies

Register quickly and easily online to secure your space now. Or, please call 1-800-372-1033 option 6, then sub-menu option 1, and refer to date and title of conference. Lines are open Monday through Friday from 8:00 a.m. to 8:00 p.m. ET, excluding most federal holidays.

Don't miss this opportunity to hear a lively, dynamic presentation. Not only are Webinars an excellent way for you to stay current; with Bloomberg BNA you also get:

•Quality. Count on it. Nothing is canned.
•Objectivity. Bloomberg BNA provides you with the best and most objective information. Unlike other companies, we don't use our Webinars as a forum to sell outside solutions.
•Affordability. Bloomberg BNA Webinars are inexpensive compared to the cost of travel to attend a conference. Plus, you may use a speakerphone and invite as many of your colleagues as you want to listen in-all for the price of a single registration.
•Convenience. No airlines. No travel. No time out of the office.

In addition, you'll receive:

•Personal attention. Once you've registered, send your questions in advance to rbronson@bna.com and they'll be included in the program. You'll also have a chance to ask your questions during the Webinar.
•Follow-up materials. You need no materials upfront to follow along to our live conference. But Bloomberg BNA always issues a follow up e-mail with contact information for our speakers, as well as other materials related to the topic.
•1.0 CPE or 1.5 APA RCH credits by attending this Webinar. Find out how.


Bloomberg BNA is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors.

State boards of accountancy have final authority on the acceptance of individual courses for CPE credit.

Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.learningmarket.org
Prerequisite: No prerequisites required
Level: Basic
Delivery Method: Group-Internet
Advanced Preparation: None required
Recommended CPE Credit: 1.5
Recordings of the program do not qualify for CPE credits. For more information regarding administrative policies such as complaint and refund, please contact our offices at 800-372-1033.