Skip Page Banner  
Skip Navigation

Multiemployer Plans, Health Benefit Exchanges and State Law

Multiemployer Plans, Health Benefit Exchanges and State Law
Product Code - LGA159
Speaker(s): George M. Kraw, Kraw Law Group
Buy Now
The Affordable Care Act has major gaps that a gridlocked Congress is unlikely to fill anytime soon. One of the biggest oversights is not defining the role of multiemployer plans in health reform. These plans provide health care coverage to over 20 million Americans, but the ACA left unclear whether the plans would be able to buy the same subsidized health care that will be available to many workers and businesses that are not in multiemployer plans. It also does not address how multiemployer plans can participate in the new health care exchanges (now called marketplaces).

With the clock ticking towards a January 1, 2014 ACA implementation date and little guidance from federal regulators, it is up to states with exchanges to look for possible fixes and interim steps--or risk harming multiemployer plan operations. This program will address what those fixes might be and how far the states can go without help from the federal government. It will discuss California Assembly Bill 710, which addresses the multiemployer plan-exchange problem. It will also look at other pending state legislation that may affect multiemployer plans and exchanges, such as proposals to penalize large employers whose employees enroll in Medicaid programs.

Educational Objectives:

• Understand how the new state exchanges will affect multiemployer plans.
• Understand what states can do to improve the relationship between multiemployer plans and exchanges, and to strengthen health care coverage and delivery.
• Find out what proposed state laws will involve multiemployer plans exchanges.

Who would benefit most from attending the program?

ERISA practitioners who represent multiemployer plans; attorneys involved in public policy and government relations issues affecting multiemployer plans; attorneys for state health exchanges.

Program Level: Advanced.

Credit Available: CLE. For more information, please click on the “CLE Credit” tab.

George M. Kraw, Kraw Law Group

George M. Kraw, Kraw Law Group
George M. Kraw is a founding member of the Kraw Law Group and specializes in the representation of multiemployer benefit funds. He is a former member of the Advisory Committee of the Pension Benefit Guaranty Corporation, appointed to represent the interests of employees. He belongs to the International Society of Employee Benefits Specialists and is a former chair of the CEBS Committee of the International Foundation of Employee Benefit Plans.

He frequently writes on employee benefit related articles and has been a contributor to Bloomberg BNA, the National Law Journal, Benefits Magazine, Los Angeles Daily Journal, and the San Francisco Recorder, among other publications.

Mr. Kraw is a graduate of the University of California--Berkeley Law School, and he earned a Masters Degree in History from Berkeley as well as a B.A. from the University of California at Santa Cruz. Mr. Kraw is admitted to practice in California and the District of Columbia.

This program’s CLE-credit eligibility varies by state. Bloomberg BNA is an accredited provider in the states of New York*, California, Pennsylvania, Texas and Virginia, and most other jurisdictions grant CLE credit on a per-program basis. At this time, Bloomberg BNA does not apply directly to the states of Florida, Rhode Island, Montana and Hawaii although credit is usually available for attorneys who wish to apply individually. Additionally, the following states currently do not grant credit for Bloomberg BNA OnDemand programming: Arkansas, Ohio, Nebraska, and Delaware. All requests are subject to approval once the live webinar has taken place or the customer has viewed the OnDemand version. Please contact the Bloomberg BNA accreditations desk if you have specific questions that have not been addressed.

If you have further questions regarding a specific state or how to file for CLE credit, please contact Bloomberg BNA customer service at 800-372-1033 and ask to speak to the CLE Accreditation Coordinator.

Hardship Policy
Bloomberg BNA offers a hardship policy for attorneys earning less than $50,000 per year. If an attorney wishes to take advantage of this option, he or she must contact Bloomberg BNA directly. For attorneys who are unemployed or earning less than $35,000 per year, a full discount off the price of the program will be awarded upon written proof of hardship. Attorneys earning between $35,000 and $50,000 per year will receive a 50% discount off the price of the program. Any attorney working in the public service sector also qualifies for a special price. If you have further questions regarding the hardship policy or seek additional information, please contact Bloomberg BNA customer service at 800-372-1033 and ask to speak to the CLE Accreditations Coordinator, or email us at

For more information about Mandatory or Minimum Continuing Legal Education (MCLE) requirements, visit the American Bar Association website at

*Bloomberg BNA is an accredited provider in New York for experienced attorneys only