Ideal for payroll professionals new to handling garnishments or in a shared services environment, this webinar will serve as an invaluable aid to system developers and those who need a refresher. Without understanding this basic law, it’s impossible to know when a state law or federal law is more favorable to the employee.

Join Amorette  (Amy) Bryant, CPP, as she explains how garnishments and support are calculated using the regulations in the Federal Consumer Credit Protection Act. Some of the points covered will include:

• Learn which types of income are included and excluded in garnishment calculations.
• Find out the difference between deductions required by law, as identified in the CCPA.
• Learn how to calculate disposable earnings.
• Learn how to calculate the protected minimum exemption amount that must be applied to ordinary garnishments.
• Find out the short cut to determine 25% of disposable earnings and the difference between disposable earnings and the minimum exempt.
• Find out what happens when minimum wage changes and which check a change must be applied to.
• Identify the 4 withholding limits for support and how to identify which limit to apply.
• Find out the maximum percentages of disposable earnings that can be withheld for garnishment or support.
• Learn what the term “Rules of aggregation” mean and when they are applied. 
• Identify what is not covered under the CCPA and where other requirements may be found.
• Find out how to stay out of trouble by following Best Practices.     

Amorette (Amy) Bryant, CPP