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This week's topics:
Economic Stimulus
527 Political Organizations
Agriculture Outlook
Alternative Minimum Tax - AMT (January 2007)
Alternative Minimum Tax
Amtrak
Antibiotic Use in Animals and its Impact on Human Resistance to Bacteria
Asbestos: Litigation and Legislation
Avian Flu and Emergency Preparedness (November 2005)
Aviation Industry Issues
Aviation Security
Bankruptcy Law May 2005
Bank Tying
Basel II
Biofuels (October 2007)
Biotechnology and Food Safety
Bioterrorism
Broadband Infrastructure (December 2007)
Broadband
Broadcast Flag
Business Activity Taxes
Budget Deficits
BSE/Mad Cow Disease
Campaign Finance Tools
California Greenhouse Gases and CAFE (September 2005)
CAFE Standard
CAFTA
Chemical Plant Security (April 2007)
Chemical Plant Security
China's Currency
Clean Water Act: Water Quality (October 2007)
Climate Change 2007
Clinical Drug Trials
Community-Owned Networks
Competitive Sourcing
Congestion Pricing
Consumer Credit: Credit Reports and Credit Scoring
Consumer Safety/ Food Safety/Import Safety
Corporate Taxes
Country-of-Origin Food Labeling
Cyber Security January 2006
Cyber Security
Data Mining
Data Quality Final Rules
Data Security
Data Security Breaches
Digital Software Piracy
Digital Television
Disability Insurance
Drinking Water Safety & Infrastructure
Direct-to-Consumer Drug Advertising
Drug Re-Importation
Drug Safety
E-Health/Information Technology
Earmarks
Economic Stimulus January 2008
Economic Stimulus Proposals
Education and Economic Growth
E-Health Information Technology
Election 2008: Democratic Presidential Candidates
Election 2008: Republican Presidential Candidates
Electronic Voting (September 2006)
Eminent Domain (August 2005)
Employee Monitoring/Workplace Privacy
Endangered Species (2005)
Employer-Based Health Care
Endangered Species
Electronic Voting
Emergency National Preparedness
Energy Efficiency/Conservation October 2005
Energy Efficiency
Energy Issues
Ergonomics
Estate Tax
Ethanol, MTBE
European Union Chemicals Policy
European Union Resources
Executive Compensation (January 2006)
Executive Order: 13422 (November 2007)
Farm Bill and Conservation
Farm Credit and the Horizon's Project
FDA Regulation of Tobacco
FERC - Standards Market Design and Structure
Financial Privacy
FOIA
Economic Costs of Flu Pandemic (April 2006)
Farm Labor (November 2007)
Food Safety and Security Post 911
Food Quality Protection Act (August 2006)
Foreign-Controlled American Debt (July 2006)
Foreign Workers: H-1B Visas
Forest Management Issues
Freddie Mac and Fannie Mae
Free Trade Agreements - Economic Value of (January 2006)
Fuel Cells
Fuel Economy
The Future of Employer-Based Health Benefits (December 2005)
G8 Summit June 1-3, 2003
G8 Summit Gleneagles, Scotland July 6-8, 2005
GASB 45: State and Local Governments: Post Employment Benefits (March 2006)
GSEs - Fannie Mae and Freddie Mac
Generic Drugs
Global Warming 2005
Global Warming
Government Contractors (October 2007)
Government Contractors and Role in Federal Government
Government Contracts and Katrina (February 2006)
Government Openness
Hague Convention
Health Care Costs for Employers, Governments, Private Consumers(September 2005)
Health Care Informatics/Health Care Information Technology
Health Savings Accounts (HSAs) (February 2006)
Health Care Quality
Highway Safety
Homeland Security and the Federal Workforce
Human Research Subjects
ICANN - Internet Governance (November 2005)
Identity Theft December 2007
Identity Theft Update 2005
Identity Theft
Immigration: Guest Worker Program
Immigration and the United States Economy (November 2005)
Immigration Reform Issues (March 2006)
Income Inequality and Tax Reform (June 2007)
Income Inequality
Induce Act
Intellectual Property
International Trade Agreements: Textiles
Internet Gambling
Internet Privacy
Internet Radio
Internet Sales Tax
Invasive Species
Jobless Recovery
Job Safety
Liquid Natural Gas
Lobbying Reform (November 2007)
Lobbying Reform (May 2006)
Managed Care, Hospitals, & Physicians Contracts
Mass Transit
Meat and Poultry Inspections
Media Ownership Regulations (July 2006)
Media Ownership
Medical Errors
Medical Malpractice April 2007
Medical Malpractice December 2004 Updated
Medical Malpractice
Medicare
Medicare Part D
Mercury Emissions
Minimum Wage
Multi-Pollutant Emissions
Mutual Fund Trading Practices Scandal and Fee Issues
NAFTA
Nanotech News
Nanotechnology and Safety (December 2005)
Nanotechnology
News Source Review (March 2007)
National Flood Insurance Reform
Net Neutrality (Updated June 2006)
Net Neutrality (February 2006)
New Source Review (March 2007)
New Source Review Pending Investigations
New Source Review
Nuclear Waste/Yucca Mountain (October 2006)
Obesity and Public Policy
Occupational Safety and Literacy
Offshore Oil Drilling
Oil Royalties Program
OMB and Federal Regulations
Organic Pesticides
Outsourcing Issues
Overtime Rules
Fair Labor Standards Act (FLSA) and Overtime Pay
Ozone Issues
Particulate Pollution
Patent Reform (June 2007)
Patent Reform (March 2007)
Patent Reform (June 2005)
Peak Oil Debate (December 2005)
Patent Reform (August 2006)
Pension Security Issues
Phishing
Pipeline safety (Septebmer 2006)
Pipelines
Port Security (March 2006)
Postal Reform
Presidential Candidates 2004
Prescription Drug Costs
Privacy & Surveillance
Productivity
RFID - Radio Frequency Identification (April 2006)
Radio Frequency Identification (RFID)
Reauthorizing a Federal Job Training Program - Workforce Investment Act
Regional Economies
Registration, Evaluation, and Authorisation of Chemicals (REACH)
Regulatory Accounting
Reports and Studies on the Jobs and Growth Tax Relief Reconciliation Act of 2003
R & D
Sarbanes-Oxley and Small Business May 2006
Sarbanes-Oxley: Section 404 (May 2005)
SCHIP - State Children's Health Insurance Program
Science Ethics
Sentencing Guidelines
Shareholder Activism and Corporate Responsibility
Small Business Disaster Relief and SBA Loans
Social Security - Individual Retirement Accounts
Social Security Reform - Price Indexing
Software Piracy (June 2006)
Software Piracy
SPAM - Unsolicited E-mails
Spyware (April 2006)
Stock Option Expensing
Spectrum Management
State/Regional Economies
Steel Tariff Issues
Sub Prime Mortgages
Stem Cells, Cloning
Student Loans
Superfund Sites
Supreme Court Nominee: Harriet Miers
Supreme Court Nominee: John Roberts
Supreme Court Nominee: Samuel A. Alito, Jr.
Tax Gap / Tax Compliance (April 2006)
Tax Payer's Bill of Rights
Tax Shelters
Tax Reform/Tax Simplification February 2005
Technology Transfer
Terror Financing
Terrorism Insurance
Tort Reform
Total Maximum Daily Loads
Toxic Release Inventory (May 2006)
Trade-Related Aspects of Intellectual Property Rights and Access to Medicines
Transportation Infrastructure (August 2007)
U.S. Competitiveness (March 2006)
Vaccination/Public Health
VOIP - Voice Over Internet Protocol
Voter Identification Laws
Water Infrastructure/Water Security
Wetlands
Workplace Safety May 2006
Workplace Safety
Yucca Mountain

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Consumer Credit: Credit Reports and Credit Scoring

August 2003

BNA's Web Watch is prepared by Laura Gordon-Murnane. E-mail suggestions for future weekly topics always welcome.

Federal Government


Congressional Testimony

Senate Banking Committee Hearing
July 29, 2003 Consumer Awareness and Understanding of the Credit Granting Process
Dolores S. Smith, Director, Division of Consumer and Community Affairs, Federal Reserve Board

Donna J. Gambrell, Deputy Director of Compliance & Consumer Protection, Federal Deposit Insurance Corporation

Joel Winston, Associate Director, Financial Practices Division, Bureau of Consumer Protection Issues, Federal Trade Commission

Stacey D. Stewart, President and Chief Executive Officer, Fannie Mae Foundation

Scott Hildebrand, Vice President of Direct Marketing Operations, Capital One Financial Corporation

Travis Plunkett, Consumer Federation of America

Cheri St. John, Vice President for Global Scoring Solutions, Fair Isaac Corporation

Senate Banking Committee – July 10, 2003
The Accuracy of Credit Report Information and the Fair Credit Reporting Act

Witness Testimony
The Honorable Timothy Muris, Chairman, Federal Trade Commission

Mr. Stuart Pratt, President and CEO, Consumer Data Industry Association

Mr. Richard Le Febvre, President and Chief Executive Officer, AAA American Credit Bureau

Mr. Evan Hendricks, Editor, Privacy Times

Mr. Stephen Brobeck, Executive Director, Consumer Federation of America

Mr. David Jokinen, Consumer Witness

Committee on Financial Services - Hearing on H.R. 2622, the Fair and Accurate Credit Transactions Act of 2003 Wednesday, July 09, 2003

The Honorable John W. Snow, Secretary, Department of the Treasury

The Honorable Timothy J. Muris, Chairman, Federal Trade Commission

Mr. Mallory Duncan, Senior Vice President, General Counsel, National Retail Federation

Mr. Stephen Brobeck, Executive Director, Consumer Federation of America

Mr. Michael F. McEneney, Partner, Sidley Austin Brown & Wood LLP, on behalf of the U.S. Chamber of Commerce

Mr. Michael F. McEneney, Partner, Sidley Austin Brown & Wood LLP, on behalf of the U.S. Chamber of Commerce

Mr. John C. Dugan, Partner, Covington & Burling, on behalf of the Financial Services Coordinating Council

Mr. Stuart K. Pratt, President, Consumer Data Industry Association

Mr. Joe Belew, President, Consumer Bankers Association

Ms. Kayce Bell, Chief Operating Officer, Alabama Credit Union, on behalf of the Credit Union National Association

Mr. Hilary O. Shelton, Director, NAACP, Washington Bureau

Dr. William E. Spriggs, Executive Director, National Urban League Institute for Opportunity and Equality

Mr. D. Russell Taylor, Chairman, America’s Community Bankers

Mr. Chris Jay Hoofnagle, Deputy Counsel, Electronic Privacy Information Center

Mr. L. Richard Fischer, Visa U.S.A.

Senate Banking Committee on the affiliate sharing loophole in the Fair Credit Reporting Act (June 26, 2003)
Hearing on "Affiliate Sharing Practices and Their Relationship to the Fair Credit Reporting Act"

Mr. Terry Baloun - Regional President and Group Head Wells Fargo Bank

Ms. Julie Brill - Assistant Attorney General State of Vermont

Ms. Angela L. Maynard - Senior Vice President and Chief Privacy Executive Key Bank

Mr. Edmund Mierzwinski Consumer Program Director U.S. Public Interest Research Group

Professor Joel R. Reidenberg - Professor of Law and Director of the Graduate Program Fordham University

Mr. Ronald A. Prill President Target Financial Services f

Mr. Martin Wong - General Counsel, Global Consumer Group
Citigroup, Inc.

Subcommittee on Financial Institutions and Consumer Credit
Hearing entitled “The Role of FCRA in the Credit Granting Process”
Thursday, June 12, 2003

Mr. John Courson, Chairman, Mortgage Bankers Association

Mr. David Moskowitz, General Counsel, Wells Fargo Home Mortgage

Mr. A.W. Pickel, President, Leader Mortgage Company, Lenexa, KS, President-Elect, National Association of Mortgage Brokers

Mr.